My business is not capital intensive at all, so I am not interested in getting into that kind of debt just for the sake of free banking. These are my simple requirements:
- Current account (don't even want any overdraft)
- Credit card (got to be able to purchase things online)
Once I mentioned that I would need a credit card, Nedbank wanted me to transfer my homeloan to them before they would consider it! The whole point of setting up a CC is to divorce private and corporate finances. Great looking product, but inflexible.
So I went back to Standard Bank with my CC details, my ID and proof of address and they had my current account within a day, still waiting for the credit card to come through though.
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